PM Svanidhi Loan Yojana 2024: The Central Government continues to run many types of schemes for middle class families in the country. One such scheme is also currently operational. We are talking about Pradhan Mantri Swanidhi Yojana, through which ordinary traders and other people can take loans to expand their business. Who can take advantage of this scheme and who can apply for it. You will get complete information about this from this article.
(केंद्र सरकार द्वारा देश में मध्यमवर्गीय परिवारों के लिए कई प्रकार की योजनाएँ चलाई जा जारी हैं। इनमें से एक ऐसी योजना भी वर्तमान में संचालित है हम प्रधानमंत्री स्वनिधि योजना के बारे में बात कर रहे हैं, जिसके माध्यम से सामान्य व्यापारियों और अन्य लोग अपने व्यापार को बढ़ाने के लिए ऋण ले सकते हैं। इस योजना का लाभ कौन ले सकता है और इसके लिए आवेदन कौन कर सकता है। इस बारे में सम्पूर्ण जानकारी इस लेख से प्राप्त करेंगे )
PM Swanidhi Yojana 2024
The Central Government is providing the facility of giving small loans to those small and marginal traders which will be useful for expanding their business or for running small business. The benefit of this scheme can be availed by any small and medium scale businessman.
PM Svanidhi Loan Yojana 2024: Benefits
Benefits of this scheme: Mainly, vendors and other traders sitting near the road can avail the benefits of this scheme. Like vegetable vendors, grocery vendors and other people who do this work can take advantage of it.
PM Svanidhi Loan Yojana 2024: Features
The benefits of PM Svanidhi Loan Yojana and its features are as follows
No guarantee is required on the loan obtained under this scheme.
The maximum amount received under this scheme is only Rs 20 thousand, but if you repay this loan on time, this loan amount increases.
Apart from this, if you avail this scheme, the interest charged on this loan is also subsidized.
There is no penalty for premature repayment of this loan, which makes this scheme different from other schemes.
how to apply?
If you want to avail the benefits of this scheme, you will have to go to any government bank nearest to you and apply there. You have to get the application form from your nearest bank and attach some important documents with it. After this, that form and documents have to be attached with this form.
After this, your form and your work are checked, and if everything is found correct, the loan amount is given to you. You can apply for this scheme only through offline banks.
necessary documents
hese important documents are required to apply under Pradhan Mantri Swanidhi Yojana.
- Applicant’s identity card and Aadhar card.
- Information about the work the applicant does.
- pen card
- It is necessary to have a savings account in the bank.
- Sources of income etc.
- All these documents are necessary for this.
- (आवेदक का पहचान पत्र और आधार कार्ड.
- आवेदक क्या काम करता है उसकी जानकारी.
- पेन कार्ड
- बैंक में सेविंग खाता होना जरुरी है.
- आय के स्त्रोत इत्यादि. )
Subsidy on loan
If the applicant repays this loan prematurely, he is provided a subsidy of up to 7% on the interest rate charged on the loan. Additionally, if you repay the loan prematurely, there is no penalty of any kind.
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